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Wealthcare Retirement Partners was formed in 2017 to serve as a resource to Wealthcare Capital Management and Wealthcare Advisory Partners and its advisors.  
We provide Fiduciary Plan Services to advisors, participants and plans in an effort to streamline plan business for advisors, reduce fiduciary liability for plan sponsors and improve outcomes for participants.
We look forward to helping you!

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About: About


Where the Passion Begins

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Managing Partner

Ryan Oates is a founding member of Wealthcare Retirement Partners, which provides consulting services to retirement plan fiduciaries, retirement plan advisors and provides outcomes based financial wellness programs to the participants of employer retirement plans.  
In his current position, Ryan is responsible for the growth and expansion of the firm, working with advisors and overseeing the firm’s Retirement Plan division. 
Ryan has spent his entire career in the financial services industry. 
Ryan earned his MBA from Shenandoah University in 2017 and a Bachelor’s Degree in Finance from George Mason University in 2002.  He also holds the designation of Certified Plan Fiduciary Advisor which is targeted towards providing Fiduciary advice to retirement plan clients.   
Ryan holds FINRA series 7 and 66 licenses through LPL Financial along with Life and Health Insurance licenses. He enjoys spending his personal time with his wife Raychel and son Tyler.  He’s an avid golfer and enjoys traveling to play golf throughout the world, most recently going to Scotland and Ireland.

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Director of Retirement Plan Services

Tommy Stine is the Director of Retirement Plan Services for Wealthcare Retirement Partners.

In his current position, Tommy works with retirement plan sponsors to navigate complex rules, regulations and laws of ERISA and the DOL in designing plans including participant financial wellness as a way of attracting and keeping the talent that a company needs. 

Tommy completed the Certified Financial Planner Professional Education Program and obtained the coveted Certified Financial Planner® (CFP®) designation in 2011. He has received formal training in investment fiduciary responsibility while earning the Accredited Investment Fiduciary® (AIF®) professional designation. Tommy holds the Profession Plan Consultant™ (PPC™) designation which signifies a commitment to education and service excellence in the qualified plan industry. He is a graduate of the 401(k) Service Training Program™ which addresses the service standards in the retirement plan industry and impart professionals not only with the knowledge, but the tools needed to meet and exceed those standards. He achieved The Certified Plan Fiduciary Advisor (CPFA) credential from The National Association of Plan Advisors, an affiliate organization of the American Retirement Association. The CPFA was developed by some of the nation’s leading advisors and retirement plan experts— demonstrates knowledge, expertise and commitment to working with retirement plans.  Plan advisors who earn their CPFA demonstrate the expertise required to act as a plan fiduciary or help plan fiduciaries manage their roles and responsibilities. 

Tommy and his wife Tina are active and lifelong members of the Winchester Community. He volunteers his time with many worthwhile causes including as a Senior Board Member of the Judges Athletic Association. He is also an avid supporter of his college alma mater, James Madison University.  

About: Team
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